We’re local. That’s the difference.

We’re your neighborhood mortgage company. We take the time to get to know you, and your unique financial needs. Because you’re our neighbor. We’ve been noticing lots of ads from national mortgage firms pitching off-the-shelf loans. But where are they located? And what do they know about our region? More importantly, what do they know about you?

Trust your home loan to the local company that invests in your community. And not a call center somewhere across the nation, or outside the country.

I’m proud to say that Catalyst has been in business 16 years, and that I’m a 4th Generation Sacramentan. We know this region because we’re local. We know you because you’re our neighbor. Meaning you’ll get the best loans, rates and service.

Today’s Mortgage Rate: 2.875% Rate/APR | No Closing Costs

Catalyst beats other lenders on rates and fees 9 times out of 10. If you are in the process of exploring options, or need a second opinion, please fill out this form or give us a call at 916.713.5037.
We’d love to help.

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This is not a commitment to lend. Rates & terms are subject to change based on market conditions and borrower’s eligibility. All approvals are subject to underwriting guidelines, including but not limited to, acceptable credit history, income verification, assets and appraisal. Rate/APR is based on 60% loan to value; $500,000 loan amount, single family residence, owner occupied, 760 credit score, rate and term refinance. Factors such as a recent foreclosure, short sale or bankruptcy may affect your ability to obtain a loan under our underwriting guidelines. By calling Catalyst Mortgage you consent to us contact you via phone, e-mail, text message to discuss mortgage options available for your specific scenario.

Loans made or arranged pursuant to a California Financing Law license, #60DBO46307. Call 1-877-268-8194 for additional cost information.