No tricks, no gimmicks, just a loan that works for you.

Customized home loans based on the best mortgage rates available allow you to buy a home, refinance to consolidate high interest credit card debt, tackle a home improvement, or refinance to lower your payments without resetting your loan term. Our mission is to help you achieve your financial goals with loans tailored to fit your life.

We offer low rates with no hidden costs or fees that 90% of people will qualify for. No tricks, gimmicks or surprises. The rate we quote at the beginning is what you get at the end.

Give us a call at 916.713.5037.

If you are in the process of exploring options, or need a second opinion, we’d love to help.

Today’s Mortgage Loan Rate: 2.375% Rate | 2.522% APR
Catalyst beats other lenders on rates and fees 9 times out of 10.

This is not a commitment to lend. Rates & terms are subject to change based on market conditions and borrower’s eligibility. All approvals are subject to underwriting guidelines, including but not limited to, acceptable credit history, income verification, assets and appraisal. Rate/APR is based on 60% loan to value; $500,000 loan amount, single family residence, owner occupied, 760 credit score, rate and term refinance. Factors such as a recent foreclosure, short sale or bankruptcy may affect your ability to obtain a loan under our underwriting guidelines. By calling Catalyst Mortgage you consent to us contact you via phone, e-mail, text message to discuss mortgage options available for your specific scenario.

Loans made or arranged pursuant to a California Financing Law license, #60DBO46307. Call 1-877-268-8194 for additional cost information.

Catalyst explained the terms of my loan options clearly and always followed up with me. I couldn’t be happier with my experience with Catalyst!

Nicki S.

These guys showed us everything! No hidden fees, no tricks, nothing. It was full disclosure from start to finish.

Tim & Liz R.