Home Equity you can use to achieve your financial goals.

What we call a win/win is finding you the best home equity loans that make paying off high interest debt while saving thousands every year possible. Sacramento region homeowners like you average about 40% equity in their home. A cash-out refinance taps into that equity for cash with a larger loan at low interest rates.

Unlike a second mortgage, a cash-out refi doesn’t add another bill to your list of monthly payments—in fact, with historically low interest rates, it often decreases your monthly payments and saves you thousands annually!

Give us a call at 916.713.5037.

If you are in the process of exploring options, or need a second opinion, we’d love to help.

Today’s Mortgage Loan Rate: 2.375% Rate | 2.522% APR
Catalyst beats other lenders on rates and fees 9 times out of 10.

This is not a commitment to lend. Rates & terms are subject to change based on market conditions and borrower’s eligibility. All approvals are subject to underwriting guidelines, including but not limited to, acceptable credit history, income verification, assets and appraisal. Rate/APR is based on 60% loan to value; $500,000 loan amount, single family residence, owner occupied, 760 credit score, rate and term refinance. Factors such as a recent foreclosure, short sale or bankruptcy may affect your ability to obtain a loan under our underwriting guidelines. By calling Catalyst Mortgage you consent to us contact you via phone, e-mail, text message to discuss mortgage options available for your specific scenario.

Loans made or arranged pursuant to a California Financing Law license, #60DBO46307. Call 1-877-268-8194 for additional cost information.

When rates dropped, they helped me get a better rate than the original lock rate! Catalyst Mortgage went above and beyond.

Jeff R.

It was an easy process getting our home refi done. Catalyst saved us $500
on our monthly mortgage!

Ellen M.