Customized Loans. Refinance your way.

When considering a refinance, we understand that one size does not fit all. We work to find the right loan solutions and best mortgage refinance rates for your needs, not ours. We will customize your loan around the goals you have for you and your family. Meaning you’ll get the best possible loan, rates and service. At Catalyst Mortgage, we’re determined to find a perfect loan for your financial needs.

Give us a call at 916.713.5037.

If you are looking to refinance, we will help you explore your options because at Catalyst, we’re here to help.

Today’s Mortgage Rate: 2.375% Rate | 2.522% APR
Catalyst beats other lenders on rates and fees 9 times out of 10.


This is not a commitment to lend. Rates & terms are subject to change based on market conditions and borrower’s eligibility. All approvals are subject to underwriting guidelines, including but not limited to, acceptable credit history, income verification, assets and appraisal. Rate/APR is based on 60% loan to value; $500,000 loan amount, single family residence, owner occupied, 760 credit score, rate and term refinance. Factors such as a recent foreclosure, short sale or bankruptcy may affect your ability to obtain a loan under our underwriting guidelines. By calling Catalyst Mortgage you consent to us contact you via phone, e-mail, text message to discuss mortgage options available for your specific scenario.

Loans made or arranged pursuant to a California Financing Law license, #60DBO46307. Call 1-877-268-8194 for additional cost information.


Catalyst was a tremendous help in my refinance. They made the whole process a breeze, and on top of it all, they were able to get me an amazing rate!

Dale M.

Catalyst took great care of us and worked hard to secure us the best rate. Excellent communication throughout and a fast close!

John G.